Bakehouse franchise, products delivered fresh daily

Photos: LINK Business Brokers

About the business

A bakehouse franchise in a busy shopping centre in Melbourne's south-east. Products are delivered fresh daily from the franchisor's factory, with no in-store baking. It has 36 indoor seats, operates 7 days and has 12 part-time staff. The lease is 6 years from Feb 2025 with options. The fit-out and equipment are fully owned. The broker reports consistent foot traffic and consistent all-day trade.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$53,700 of the $179,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $179,000 is paid

Your cash $53,700
Loan $125,300

What borrowing costs

$158,751 repaid in all

Borrowed $125,300
Interest $33,451

AU-20571Estimate

Asking price$179,000

Paid by

Your cash$53,700

Secured loan, 7 years at 6.98%$125,300

Each month

Loan repayment$1,890

Repayments each month

$1,890

Over 7 years you repay $158,751, of which $33,451 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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