Cafe offering coffee, breakfast, lunch and catering

Photos: LINK Business Brokers

About the business

A cafe in the Hills District, Sydney, offering coffee, breakfast, lunch, house made food, takeaway and catering. It has been established for approximately 15 years. It is within a busy neighbourhood shopping centre, with a compact footprint. The broker reports an experienced team with established day to day operating systems, and an established and loyal local customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$126,000 of the $420,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $420,000 is paid

Your cash $126,000
Loan $294,000

What borrowing costs

$372,487 repaid in all

Borrowed $294,000
Interest $78,487

AU-20577Estimate

Asking price$420,000

Paid by

Your cash$126,000

Secured loan, 7 years at 6.98%$294,000

Each month

Loan repayment$4,430

Repayments each month

$4,430

Over 7 years you repay $372,487, of which $78,487 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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