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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A branded takeaway, cafe and quick-service business in the Sydney CBD. It sells coffee, sandwiches and lunch items to CBD office workers, nearby businesses, commuters and visitors to the Circular Quay area. It trades 5 days, Monday to Friday, from 6:00am to 3:00pm. The premises are 18 sqm at street level beneath a commercial office building. The lease is in place until April 2033, being the current term to April 2028 plus one 5-year option. It operates under a branded license agreement with no weekly licence or royalty fees.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $880,000 is paid

  • Your cash $264,000
  • Loan $616,000

What borrowing costs

$780,450 repaid in all

  • Borrowed $616,000
  • Interest $164,450
AU-20604Estimate

Asking price$880,000

Paid by

Your cash$264,000

Secured loan, 7 years at 6.98%$616,000

Each month

Loan repayment$9,290

Repayments each month

$9,290

Over 7 years you repay $780,450, of which $164,450 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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