Cafe with coffee roasted in-house

Photos: LINK Business Brokers

About the business

A cafe in Bendigo's CBD, Victoria. It has been operating since 2010 and is currently trading 6 days per week. The menu includes all-day breakfast and lunch, and coffee is roasted in-house. The premises are 180 sqm in a triple fronted CBD location surrounded by offices, shops and council facilities, with a full commercial kitchen. Seating capacity is 85 in total. There is up to 5 years remaining on the lease, with additional options available.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$68,700 of the $229,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $229,000 is paid

Your cash $68,700
Loan $160,300

What borrowing costs

$203,094 repaid in all

Borrowed $160,300
Interest $42,794

AU-20839Estimate

Asking price$229,000

Paid by

Your cash$68,700

Secured loan, 7 years at 6.98%$160,300

Each month

Loan repayment$2,420

Repayments each month

$2,420

Over 7 years you repay $203,094, of which $42,794 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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