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Independent café, open 7 days

Photos: LINK Business Brokers

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About the business

An independent cafe in a Sydney retail destination, in Sydney, New South Wales. It is open 7 days from 7 am to 5 pm, on shopping centre hours. The owner only needs to work 16 to 18 hours a week. It is in a major Sydney shopping centre, renovated in August 2026, and the lease expires July 2031. The cafe is approx. 102.7 sq m with 48 seats inside and 18 outside. Most of the equipment was updated in the last two years. The 3-group coffee machine is owned by the coffee company. The reason given for the sale is a partnership split. The broker reports a base of loyal customers and very good matcha sales that are number 1 in the area.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $238,000 is paid

  • Your cash $71,400
  • Loan $166,600

What borrowing costs

$211,076 repaid in all

  • Borrowed $166,600
  • Interest $44,476
AU-20865Estimate

Asking price$238,000

Paid by

Your cash$71,400

Secured loan, 7 years at 6.98%$166,600

Each month

Loan repayment$2,510

Repayments each month

$2,510

Over 7 years you repay $211,076, of which $44,476 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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