Boutique cafe

Photos: LINK Business Brokers

About the business

A boutique cafe in a Sunshine Coast coastal town, Queensland. It was established in 2015. Stock is extra. The broker reports an experienced long-term team and a loyal and established customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$129,000 of the $430,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $430,000 is paid

Your cash $129,000
Loan $301,000

What borrowing costs

$381,356 repaid in all

Borrowed $301,000
Interest $80,356

AU-20895Estimate

Asking price$430,000

Paid by

Your cash$129,000

Secured loan, 7 years at 6.98%$301,000

Each month

Loan repayment$4,540

Repayments each month

$4,540

Over 7 years you repay $381,356, of which $80,356 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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