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Counter service cafe, 30 years trading

Photos: LINK Business Brokers

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About the business

A cafe with a fully equipped kitchen and counter service on the Gold Coast, Queensland. It has operated from the same location for over 30 years. It has seating for approximately 80 inside and outside. The location is residential, with street parking opposite parkland, and the venue is dog friendly. It is held on a long lease. Stock at valuation is extra. The broker reports that it is easy to operate with minimal staffing and has a loyal local customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $150,000 is paid

  • Your cash $45,000
  • Loan $105,000

What borrowing costs

$133,031 repaid in all

  • Borrowed $105,000
  • Interest $28,031
AU-20919Estimate

Asking price$150,000

Paid by

Your cash$45,000

Secured loan, 7 years at 6.98%$105,000

Each month

Loan repayment$1,580

Repayments each month

$1,580

Over 7 years you repay $133,031, of which $28,031 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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