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Fish and chips shop, Tuesday to Sunday

About the business

A takeaway in Traralgon, Victoria. It has been run by the current husband and wife team for 9 years plus. It has one full-time staff member and some casuals. It is closed Mondays and trades Tuesday to Sunday, 11.30 am to 7.30 pm, with Friday 11.30 am to 8 pm. It is held on a long lease. There is parking at the front door. It is fully equipped, with stock extra. The broker reports that it attracts a stream of loyal customers and has no direct opposition.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $296,000 is paid

  • Your cash $88,800
  • Loan $207,200

What borrowing costs

$262,515 repaid in all

  • Borrowed $207,200
  • Interest $55,315
AU-20974Estimate

Asking price$296,000

Paid by

Your cash$88,800

Secured loan, 7 years at 6.98%$207,200

Each month

Loan repayment$3,130

Repayments each month

$3,130

Over 7 years you repay $262,515, of which $55,315 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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