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Rural and hardware supplies, 24 years trading

Photos: Benchmark Business Sales & Valuations

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At a glance

Years trading
24+

About the business

A rural and hardware supplies business on the Fraser Coast in Hervey Bay, Queensland. It has traded for 24+ years, since March 2002, with the original business established in the 1980's. It is owner operator, trading Monday to Friday 8am to 5pm and Saturday 8am to 12:30pm. It sells stockfeeds, fencing, farm chemicals, animal health, Stihl Power products, seed and fertiliser, tools and hardware, tanks and troughs, and horse and pet supplies to farms and rural properties across the district. It is an authorised STIHL dealership, a Nutrien Ag Solutions member and AgSafe affiliated. The freehold premises are 2,648 m2, and the vendors own the freehold, available for purchase alongside the business. The broker reports rental income from a veterinary clinic.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $750,000 is paid

  • Your cash $225,000
  • Loan $525,000

What borrowing costs

$665,156 repaid in all

  • Borrowed $525,000
  • Interest $140,156
AU-20990Estimate

Asking price$750,000

Paid by

Your cash$225,000

Secured loan, 7 years at 6.98%$525,000

Each month

Loan repayment$7,920

Repayments each month

$7,920

Over 7 years you repay $665,156, of which $140,156 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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