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Gourmet supermarket, fresh produce and specialty foods

Photos: Benchmark Business Sales & Valuations

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At a glance

Stock value
Approximately $50,000

About the business

A gourmet supermarket in regional Victoria offering fresh produce, everyday grocery essentials and specialty food products. It sells fresh fruit and vegetables, gourmet produce, cheeses, dairy, nuts, spices, dry goods, aged meats and specialty deli products, plus freshly prepared juices, smoothies and made-to-order grazing platters. The commercial lease has an initial term through to December 2029 and multiple further renewal options. The sale includes extensive fit-out and equipment. The broker reports lease renewal is subject to the lease terms and landlord consent to assignment.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $600,000 is paid

  • Your cash $180,000
  • Loan $420,000

What borrowing costs

$532,125 repaid in all

  • Borrowed $420,000
  • Interest $112,125
AU-20995Estimate

Asking price$600,000

Paid by

Your cash$180,000

Secured loan, 7 years at 6.98%$420,000

Each month

Loan repayment$6,330

Repayments each month

$6,330

Over 7 years you repay $532,125, of which $112,125 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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