Bakery cafe, 20 years trading
Photos: Paramount Business Brokers
At a glance
- Business type
- Franchise
About the business
A bakery cafe in Mornington, Victoria. It has been operating for over 20 years as a franchise. It sells savouries, sweets and specialty barista-made drinks. It is open seven days a week, 6am to 6pm, closed only on Christmas Day. It is currently run under management, with minimal owner involvement required in daily operations, and a team is in place. The premises are in a Main Street location on a long-term lease in place with 15 years. The broker reports franchisor support with systems, training and national marketing campaigns.
Financing calculator
An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.
Asking price$749,000
Paid by
Your cash$224,700
Secured loan, 7 years at 6.98%$524,300
Each month
Loan repayment$7,910
Repayments each month
$7,910
Over 7 years you repay $664,269, of which $139,969 is interest.
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.
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