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Bakery cafe with artisan pastries and celebration cakes

Photos: Paramount Business Brokers

Photo 1 of 8

At a glance

Business type
Franchise

About the business

A bakery cafe, the Ferguson Plarre Bakehouses flagship store, in Moonee Ponds, Melbourne, Victoria. It has operated in the community for over 120 years as a franchise. It sells artisan pastries, celebration cakes, coffee, savoury items and baked goods. The premises are fully equipped, including plant and equipment, and a lease is currently in place. There is a spacious upstairs area, currently unused. The broker reports franchise systems providing operational training, structured support and national marketing campaigns.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $245,000 is paid

  • Your cash $73,500
  • Loan $171,500

What borrowing costs

$217,284 repaid in all

  • Borrowed $171,500
  • Interest $45,784
AU-21100Estimate

Asking price$245,000

Paid by

Your cash$73,500

Secured loan, 7 years at 6.98%$171,500

Each month

Loan repayment$2,590

Repayments each month

$2,590

Over 7 years you repay $217,284, of which $45,784 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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