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Cafe serving coffee, cakes and pre-made food

Photos: Paramount Business Brokers

Photo 1 of 5

At a glance

Business type
Cafe

About the business

A cafe serving coffee, cakes and pre-made food in Melbourne, Victoria. It is currently open mornings and early afternoons, with no restrictions on trading hours. No kitchen is required, and there is no gas cooking or exhaust. The premises have rear access with parking available, and are near a school, parks and sporting facilities. The broker reports exposure in a high foot traffic daytime area and loyal locals.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $130,000 is paid

  • Your cash $39,000
  • Loan $91,000

What borrowing costs

$115,294 repaid in all

  • Borrowed $91,000
  • Interest $24,294
AU-21328Estimate

Asking price$130,000

Paid by

Your cash$39,000

Secured loan, 7 years at 6.98%$91,000

Each month

Loan repayment$1,370

Repayments each month

$1,370

Over 7 years you repay $115,294, of which $24,294 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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