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Cafe with made-to-order focaccia sandwiches and coffee

Photos: Paramount Business Brokers

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At a glance

Business type
Sandwich Bar

About the business

A cafe in Melbourne's Cremorne precinct, Victoria. It is only two years old. It sells made-to-order focaccia sandwiches and coffee, and has an established catering service. It is currently run under management, with weekday trading hours. The premises have a modern fit-out and equipment throughout, within a recently completed building that is nearing full occupancy. A secure lease is in place. The broker reports sales continuing to grow month by month.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $140,000 is paid

  • Your cash $42,000
  • Loan $98,000

What borrowing costs

$124,162 repaid in all

  • Borrowed $98,000
  • Interest $26,162
AU-21335Estimate

Asking price$140,000

Paid by

Your cash$42,000

Secured loan, 7 years at 6.98%$98,000

Each month

Loan repayment$1,480

Repayments each month

$1,480

Over 7 years you repay $124,162, of which $26,162 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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