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Cafe serving coffee, tea, pastries and panini's

Photos: Paramount Business Brokers

Photo 1 of 8

At a glance

Business type
Cafe

About the business

A modern cafe serving coffee, tea, hot chocolate, pastries and panini's, with no cooking required, in Melbourne, Victoria. The vendor works part time only. It is on the 'Paris End' of Collins Street in the Melbourne CBD, at the entrance of a historic establishment. The lease is 7+3. The coffee blend is supplied by local roasters. The broker reports the cafe operates 5 days only, Monday to Friday from 6:30am to 3:00pm, with potential to extend.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $139,000 is paid

  • Your cash $41,700
  • Loan $97,300

What borrowing costs

$123,276 repaid in all

  • Borrowed $97,300
  • Interest $25,976
AU-21341Estimate

Asking price$139,000

Paid by

Your cash$41,700

Secured loan, 7 years at 6.98%$97,300

Each month

Loan repayment$1,470

Repayments each month

$1,470

Over 7 years you repay $123,276, of which $25,976 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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