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Fully licensed seafood restaurant and bar, under management

About the business

This is a fully licensed seafood restaurant and bar in New South Wales, run under management. The venue seats 100 and has a fully equipped commercial kitchen, a bar and dining areas. The premises are two separate sections of about 250 square metres in total, holding the kitchen, a wine room and bar area, and the restaurant seating area. Staff are one owner running it under management, a full time manager, a main chef, another chef and casuals. The reason for sale is other business interests. The broker reports an established trading history, a substantial fit-out and infrastructure, and a strong local and tourist catchment. The broker reports scope to refresh the menu and dining concept, extend trading hours and run marketing campaigns, subject to relevant approvals.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $185,000 is paid

  • Your cash $55,500
  • Loan $129,500

What borrowing costs

$164,072 repaid in all

  • Borrowed $129,500
  • Interest $34,572
AU-21417Estimate

Asking price$185,000

Paid by

Your cash$55,500

Secured loan, 7 years at 6.98%$129,500

Each month

Loan repayment$1,950

Repayments each month

$1,950

Over 7 years you repay $164,072, of which $34,572 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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