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Small gift and homeware products store

Photos: Platinum Business Sales

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At a glance

Business type
FOOD/HOSPITALITY

About the business

A small gift store selling a variety of selected gift and homeware products, in Bindoon, WA. It is a single owner operator business, with the owner working full time in store. It is in a small local town shopping precinct with busy neighbouring tenancies. A lease extension is available for the incoming buyer. It has an established local customer base. The broker reports a simple easy business.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $140,000 is paid

  • Your cash $42,000
  • Loan $98,000

What borrowing costs

$124,162 repaid in all

  • Borrowed $98,000
  • Interest $26,162
AU-21690Estimate

Asking price$140,000

Paid by

Your cash$42,000

Secured loan, 7 years at 6.98%$98,000

Each month

Loan repayment$1,480

Repayments each month

$1,480

Over 7 years you repay $124,162, of which $26,162 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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