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Bakery for sale, Australia-wide

About the business

A bakery. It has been serving its local community for more than 25 years. It sells bread, hot foods, cakes, pastries and beverages to local residents, schools, businesses and commuters. It has outdoor seating and takeaway trade. The lease is in place through 2031 with a further option available. Quality bakery equipment is included. The broker reports a repeat customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $299,000 is paid

  • Your cash $89,700
  • Loan $209,300

What borrowing costs

$265,176 repaid in all

  • Borrowed $209,300
  • Interest $55,876
AU-22029Estimate

Asking price$299,000

Paid by

Your cash$89,700

Secured loan, 7 years at 6.98%$209,300

Each month

Loan repayment$3,160

Repayments each month

$3,160

Over 7 years you repay $265,176, of which $55,876 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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Bakery for sale, Australia-wide | Signetry