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Café with coffee and fresh food on a simple menu

About the business

An established cafe in Perth, Western Australia. It serves coffee and fresh food on a simple menu. It is run under management with a full team in place. The premises are fitted out, in a South of the River location, on a long-term lease. The broker reports consistent weekly takings and a loyal customer base built through attentive service and word-of-mouth referrals.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $280,000 is paid

  • Your cash $84,000
  • Loan $196,000

What borrowing costs

$248,325 repaid in all

  • Borrowed $196,000
  • Interest $52,325
AU-22104Estimate

Asking price$280,000

Paid by

Your cash$84,000

Secured loan, 7 years at 6.98%$196,000

Each month

Loan repayment$2,960

Repayments each month

$2,960

Over 7 years you repay $248,325, of which $52,325 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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