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Cafe and delicatessen, 27 years trading

About the business

A cafe and delicatessen selling imported and local produce in Melbourne, Victoria. It sells artisanal cheeses, cured meats, fresh bakery items and gourmet pantry staples, and offers catering services and home-cooked, ready-made meals. It has 27 years of trading history. It is in a shopping centre anchored by a Woolworths supermarket. It is offered walk in walk out including all stock, fit-out and equipment. The broker reports a loyal customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $99,500 is paid

  • Your cash $29,850
  • Loan $69,650

What borrowing costs

$88,244 repaid in all

  • Borrowed $69,650
  • Interest $18,594
AU-22292Estimate

Asking price$99,500

Paid by

Your cash$29,850

Secured loan, 7 years at 6.98%$69,650

Each month

Loan repayment$1,050

Repayments each month

$1,050

Over 7 years you repay $88,244, of which $18,594 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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