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Niche hardware product distribution, 30 years trading

About the business

A distribution business supplying a niche hardware product to industrial customers, in Sydney, New South Wales. Its industrial customers are in emergency services, utilities, building and construction, mining and defence. It sells products direct and via resellers, and runs a repairs and maintenance service, significantly expanded in the last 2 years. It operates from sites in Melbourne and Sydney, and is currently based in Melbourne but could be relocated to Sydney. It holds exclusive distribution rights across Australia and New Zealand for its major product. The broker reports experienced and stable staff and that it is the only operator in the industry to offer a repairs and maintenance service.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $1,300,000 is paid

  • Your cash $390,000
  • Loan $910,000

What borrowing costs

$1,152,937 repaid in all

  • Borrowed $910,000
  • Interest $242,937
AU-22300Estimate

Asking price$1,300,000

Paid by

Your cash$390,000

Secured loan, 7 years at 6.98%$910,000

Each month

Loan repayment$13,730

Repayments each month

$13,730

Over 7 years you repay $1,152,937, of which $242,937 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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