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Country bakery with freehold property

About the business

A country bakery in Traralgon, Victoria. It has operated for approx. 24 years. It has 17 staff in place, and the vendors are willing to provide a handover. It is on the busy Great Alpine Road in East Gippsland. The sale includes the business and the freehold property (land and shop), with all plant and equipment owned outright. The reason given for the sale is that the owner is looking to retire. The broker reports loyal repeat clientele.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $1,200,000 is paid

  • Your cash $360,000
  • Loan $840,000

What borrowing costs

$1,064,250 repaid in all

  • Borrowed $840,000
  • Interest $224,250
AU-22356Estimate

Asking price$1,200,000

Paid by

Your cash$360,000

Secured loan, 7 years at 6.98%$840,000

Each month

Loan repayment$12,670

Repayments each month

$12,670

Over 7 years you repay $1,064,250, of which $224,250 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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