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Bakery selling bread, pies and pastries, 50 years trading

About the business

A bakery in Kalbarri selling freshly baked bread, rolls, pies, pastries and sweet treats. It has operated for over 50 years. It has been run by the same local family for the past 38 years. It is within walking distance of most housing and accommodation. Full handover and training are provided. The broker reports an option of a residence for the right buyer if required and a significant boost in foot traffic during holiday periods.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $496,000 is paid

  • Your cash $148,800
  • Loan $347,200

What borrowing costs

$439,890 repaid in all

  • Borrowed $347,200
  • Interest $92,690
AU-22403Estimate

Asking price$496,000

Paid by

Your cash$148,800

Secured loan, 7 years at 6.98%$347,200

Each month

Loan repayment$5,240

Repayments each month

$5,240

Over 7 years you repay $439,890, of which $92,690 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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