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Coffee shop with espresso, cakes and toasties

About the business

A coffee shop business in Hervey Bay, Queensland. It sells espresso coffee, iced drinks, banana bread, cakes, muffins, toasties and Turkish breads. A full-time manager with 12 years' experience oversees ordering, rostering, wages and daily operations. The current owners work morning shifts, with afternoon operations left to the team. The shop is at an entrance to Gympie's major shopping centre, with its own external entrance and an alfresco dining area. No commercial kitchen or cooking is required. Stock is extra. The broker reports it has consistently ranked among the top-performing coffee stores in Queensland for sales, customer numbers and average transaction value.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $299,000 is paid

  • Your cash $89,700
  • Loan $209,300

What borrowing costs

$265,176 repaid in all

  • Borrowed $209,300
  • Interest $55,876
AU-22721Estimate

Asking price$299,000

Paid by

Your cash$89,700

Secured loan, 7 years at 6.98%$209,300

Each month

Loan repayment$3,160

Repayments each month

$3,160

Over 7 years you repay $265,176, of which $55,876 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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