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Coffee franchise with heat-and-serve menu

About the business

A coffee franchise in Hervey Bay, Queensland. The menu is coffee-led and heat-and-serve, with no commercial kitchen. It closes by 5pm on weekdays, with earlier weekend finishes. A long-serving full-time manager handles ordering, rosters, wages and daily operations. The vendor advises the manager wishes to remain under new ownership. The shop has a shopping centre position with direct carpark access, its own external entrance and alfresco seating. The existing coffee equipment and store fit-out are included. The reason given for the sale is to retire. The broker reports repeat regulars and a loyalty program.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $299,000 is paid

  • Your cash $89,700
  • Loan $209,300

What borrowing costs

$265,176 repaid in all

  • Borrowed $209,300
  • Interest $55,876
AU-22722Estimate

Asking price$299,000

Paid by

Your cash$89,700

Secured loan, 7 years at 6.98%$209,300

Each month

Loan repayment$3,160

Repayments each month

$3,160

Over 7 years you repay $265,176, of which $55,876 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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Coffee franchise with heat-and-serve menu for sale, Hervey Bay QLD | Signetry