SignetryAU
Join free

Espresso bar and café

About the business

An espresso bar and cafe in the heart of Cairns, Queensland. It has been trading since 2017. It currently trades only around 43 hours per week, with no Sunday, public holiday or evening trade. It is in the Cairns CBD, on Sheridan Street, with 75 seats. It serves locals, corporate customers and tourists. An alcohol licence is in place. The lease runs through to 31 January 2032 and includes two allocated carpark spaces. The broker reports full disability access and a high-quality fit-out.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $350,000 is paid

  • Your cash $105,000
  • Loan $245,000

What borrowing costs

$310,406 repaid in all

  • Borrowed $245,000
  • Interest $65,406
AU-22862Estimate

Asking price$350,000

Paid by

Your cash$105,000

Secured loan, 7 years at 6.98%$245,000

Each month

Loan repayment$3,700

Repayments each month

$3,700

Over 7 years you repay $310,406, of which $65,406 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

Open the full calculator

More in food and hospitality

See all