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Fully licensed waterfront cafe restaurant

About the business

A fully refurbished Coffee Club cafe restaurant on the waterfront in Caloundra, on the Sunshine Coast, Queensland. The refurbishment was completed as recently as November last year. The premises are fully licensed, with indoor and outdoor seating for 160 guests. It is currently operating under management. The lease is secured until 2029 with an additional 5-year option. 6-week training is provided to the incoming buyer. The broker reports that no prior hospitality experience is necessary and a loyal repeat customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $395,000 is paid

  • Your cash $118,500
  • Loan $276,500

What borrowing costs

$350,316 repaid in all

  • Borrowed $276,500
  • Interest $73,816
AU-22885Estimate

Asking price$395,000

Paid by

Your cash$118,500

Secured loan, 7 years at 6.98%$276,500

Each month

Loan repayment$4,170

Repayments each month

$4,170

Over 7 years you repay $350,316, of which $73,816 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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