Bakery and café producing breads, pies and pastries
Photos: Morgan Business Sales
About the business
A bakery and café producing fresh breads, pies, pastries, cakes, slices and specialty celebration cakes, on the Mid North Coast of New South Wales. It has traded for approximately 15 years. It has been owned and operated by the current family for the past six years. Sales are in-store retail and regular wholesale supply to local businesses. The premises are approximately 230m² over two connected tenancies in Harrington's main shopping centre. There is a new lease of 5 years plus a 5-year option. The broker reports it is the only bakery in Harrington, also serving three neighbouring smaller towns, with loyal repeat trade.
Financing calculator
An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.
Asking price$320,000
Paid by
Your cash$96,000
Secured loan, 7 years at 6.98%$224,000
Each month
Loan repayment$3,380
Repayments each month
$3,380
Over 7 years you repay $283,800, of which $59,800 is interest.
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.
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