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Cafe franchise, Monday to Friday

About the business

This is a cafe franchise in Sydney, New South Wales, selling coffee, breakfast and lunch options. It trades five days a week, Monday to Friday, from 7:00 am to 3:00 pm. The cafe is surrounded by businesses, offices and residential areas. It is part of an Australian-owned franchise network. The menu also includes burgers, wraps and sandwiches, fresh salads and pasta, milkshakes and smoothies, and soft drinks and takeaway selections. The cafe seats approximately 50 customers. The staff are 1 full-time employee, 1 part-time employee and 4 casual employees. Training, legal and administration fees are also payable by the purchaser. The reason for sale is other business interests. The broker reports low rent, a leafy and peaceful setting and an attractive work-life balance for an owner operator. The broker reports a modern presentation, an attractive lease, exceptionally low annual rent and scope for further growth.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $120,000 is paid

  • Your cash $36,000
  • Loan $84,000

What borrowing costs

$106,425 repaid in all

  • Borrowed $84,000
  • Interest $22,425
AU-23427Estimate

Asking price$120,000

Paid by

Your cash$36,000

Secured loan, 7 years at 6.98%$84,000

Each month

Loan repayment$1,270

Repayments each month

$1,270

Over 7 years you repay $106,425, of which $22,425 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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