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Specialty coffee cafe, all-day breakfast and lunch

At a glance

Lease
5 + 5 years lease commenced March, 2026. - 3% annual increases. - 3 months bond.

About the business

This is a cafe in Sydney, New South Wales, serving specialty coffee alongside an all-day breakfast and lunch menu. It is in a shopping plaza in the Lower North Shore area. It sells about 35 kg of coffee a week and owns its coffee and grinder machines. Seating is 12 indoors and 48 outdoors, and weekends are the busy trading time. The cafe is about 40 square metres, with a cool room, an open kitchen and a large outdoor seating area, and cooking is light. It trades seven days, 6:30am to 3pm. The lease is 5 plus 5 years from March 2026, with 3% annual increases and a three month bond, and the rent includes all outgoings. The reason for sale is personal visa issues. The broker reports high foot traffic and strong local shoppers at the plaza. The broker reports growth potential through home delivery on platforms such as Uber Eats and Deliveroo, longer trading hours, and evening trade, functions and parties.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $480,000 is paid

  • Your cash $144,000
  • Loan $336,000

What borrowing costs

$425,700 repaid in all

  • Borrowed $336,000
  • Interest $89,700
AU-23468Estimate

Asking price$480,000

Paid by

Your cash$144,000

Secured loan, 7 years at 6.98%$336,000

Each month

Loan repayment$5,070

Repayments each month

$5,070

Over 7 years you repay $425,700, of which $89,700 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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