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Catering, cafe and specialty foods business

About the business

This cafe in Sydney runs catering, cafe and specialty foods trade in the city's south. The current owner works 12 hours per week. Income comes from dine-in, catering and delivery. The premises are held on a new lease of 3 years plus a further 3 years. The sale includes a fully equipped commercial kitchen and extensive inventory. The broker reports a loyal and growing customer base, and says the owner's low hours reflect streamlined systems. The broker reports that the business is poised for significant growth with the right marketing, extended trading and a larger delivery operation. The broker reports that the revenue streams are diverse and proven.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $139,000 is paid

  • Your cash $41,700
  • Loan $97,300

What borrowing costs

$123,276 repaid in all

  • Borrowed $97,300
  • Interest $25,976
AU-23645Estimate

Asking price$139,000

Paid by

Your cash$41,700

Secured loan, 7 years at 6.98%$97,300

Each month

Loan repayment$1,470

Repayments each month

$1,470

Over 7 years you repay $123,276, of which $25,976 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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