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Breakfast and lunch cafe

Photos: Absolute Business Brokers

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Breakfast and lunch cafe

About the business

This is a cafe in Port Melbourne, Melbourne, Victoria, with breakfast and lunch menus already in place. It has traded for approximately 20 years and draws locals, nearby workers and passing trade. The cafe has a fully equipped commercial kitchen and a walk-in coolroom. It seats up to 54 customers, across indoor dining, front outdoor seating and a rear courtyard. Fridays and Saturdays are particularly busy trading days. It trades six days a week, closed on Sundays, and finishes in the early afternoon. The lease comes with a further 2 options of four years each. One full-time owner runs the cafe with the help of two casual staff. The broker reports that the cafe is well positioned, with street exposure, an existing customer base and room to grow. The broker reports scope for a new owner to add Sunday breakfast trade, refresh the menu, explore catering or use the outdoor dining areas more.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $95,000 is paid

  • Your cash $28,500
  • Loan $66,500

What borrowing costs

$84,253 repaid in all

  • Borrowed $66,500
  • Interest $17,753
AU-23649Estimate

Asking price$95,000

Paid by

Your cash$28,500

Secured loan, 7 years at 6.98%$66,500

Each month

Loan repayment$1,000

Repayments each month

$1,000

Over 7 years you repay $84,253, of which $17,753 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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